MoneyGuruz Software respects the privacy rights of our users and is strongly committed to protecting your privacy online. This privacy policy applies to this Web site and the related software and does not apply to any other products or services or to information collected in any other way (whether offline or online) by MoneyGuruz Software, its general and limited partners, and its subsidiaries, and their respective general partners and affiliates (collectively “MoneyGuruz Software”).

The term MoneyGuruz Software Limited (or “us” or “we”) refers to the owners, managers of the website www.moneyguruz.com whose registered office is 307, Kanchan Sagar (5th floor), Old Palasia, AB Road, Indore 452001. Moneyguruz Software owns and manages the website www.moneyguruz.com (“the Website”).

The term “you” refers to the user or viewer of our website.

Collection and Use of Personal Information

MoneyGuruz Software or a designated service provider collects personal information that you voluntarily provide on this Web site, which may include your name, address, e-mail address, credit card number, billing information, etc. For example, we collect personal information when you register to receive certain MoneyGuruz Software services or products, or submit the information to enter a contest, or other promotion. We use this information to communicate with you and to provide you with your requested service or product. MoneyGuruz Software may also provide you with information, special offers, and promotions. You may instruct MoneyGuruz Software at any time not to use your personal information to provide you with information, special offers, or promotion by sending email to feedback@moneyguruz.com. Please note that this opt-out process may take up to thirty (30) days to complete.

Disclosure of Personal Information

MoneyGuruz Software may disclose your personal information to affiliates or unaffiliated third parties if we believe in good faith that such disclosure is necessary: (a) to comply with the law or in response to a subpoena, court order, government request, or other legal process; (b) to protect the interests, rights, safety, or property of MoneyGuruz Software or others; (c) to enforce any terms of service on this Web site; (d) to provide you with the services or products requested by you (including allowing a purchaser of MoneyGuruz Software to continue to serve you), and to perform other activities related to such services and products, including billing and collection; (e) to provide you with information, special offers, or promotions from MoneyGuruz Software to which you consented; or (f) to operate MoneyGuruz Software's systems properly. MoneyGuruz Software makes reasonable efforts to limit its designated service providers' disclosure of your personal information in the same manner as set forth in this paragraph.

MoneyGuruz Software may also share your personal information with a sponsor or other third party that is interested in serving you ("Third-Party Providers"). You may instruct MoneyGuruz Software at any time not to share your personal information with such Third-Party Providers by sending email to feedback@moneyguruz.com. Please note that this opt-out process may take up to thirty (30) days to complete.

Further use and/or disclosure of your personal information by Third-Party Providers is not the responsibility of MoneyGuruz Software. Rather, such use and/or disclosure is governed by the Third-Party Providers' privacy policies.

Accuracy and Security of Personal Information

Any personal information you provide to MoneyGuruz Software is kept on secure servers. MoneyGuruz Software uses reasonable administrative, technical, personnel, and physical measures (a) to safeguard personal information against loss, theft, unauthorized use, disclosure, or modification; and (b) to ensure the integrity of the personal information. To help us protect your privacy, you should maintain the secrecy of the logon ID and password you may have set up in connection with your participation in this Web site's service.

Use of Cookies

MoneyGuruz Software or a designated service provider may use "cookies" or similar electronic tools to collect information, such as the IP address of your computer, to enhance your experience with this Web site. A cookie is a small text file that is placed on your computer and which collects information about your use of this Web site, such as the Web pages visited, the date and the time of a visit, the Web sites you visited immediately before and after visiting this Web site, etc.

Any information collected by the cookies used by MoneyGuruz Software will be collected anonymously and will not be used by MoneyGuruz Software to subsequently identify you or to prepare the collection, processing, or use of personal information about you without your prior consent. MoneyGuruz Software makes reasonable efforts to limit its designated service providers' use of cookies or similar electronic tools in the same manner as set forth in this paragraph.MoneyGuruz Software, a designated service provider, or third-party advertisers or their advertising servers may also place or recognize unique cookies on your computer or use similar electronic tools in order to display advertisements that you see on this Web site and the MoneyGuruz Software. Information about your visits to, and activity on, this site or the MoneyGuruz Software, an IP address, as well as the number of times you have viewed an advertisement, is used to display on your computer screen customized advertisements that may be of particular interest to you. We do not have access to, or control the information collected by, these cookies or similar electronic tools used by third-party advertisers or their advertising servers. The use and collection of your information by these third-party advertisers and advertising servers is not covered by this privacy policy.

Most browsers are set to accept cookies by default. If you prefer, you can usually set your browser to disable cookies, or to alert you when cookies are being sent. The help function on most browsers contains instructions on how to set your browser to notify you before accepting cookies or to disable cookies entirely. However, it is possible that some parts of this Web site, such as the polls, surveys, contests and product will not function properly if you disable cookies.

Accessing and Updating Your Personal Information

To access, review, rectify, or delete personal information collected about you via this Web site, please contact us at feedback@moneyguruz.com. All requests must include the following information: first name, last name, and e-mail address. While MoneyGuruz Software will make reasonable efforts to accommodate your request, we also reserve the right to impose certain restrictions and requirements on such access requests, if allowed or required by applicable laws.

Links To Third-Party Web Sites

MoneyGuruz Software may provide links to third-party Web sites. Since we do not control third-party sites and are not responsible for any personal information you may provide while on such sites, we encourage you to read the privacy policies on those Web sites before providing any of your personal information on such sites.

Questions Regarding This Privacy Policy

If you have questions regarding this privacy policy, please contact us at feedback@moneyguruz.com.

Modifications To This Privacy Policy

MoneyGuruz Software Limited and its group companies, directors, employees, affiliates and associates and or the MoneyGuruz Software Group reserves the right to make modifications and alterations to this statement as may be required from time to time. However, MoneyGuruz Software Limited and its group companies, directors, employees, affiliates and associates and or the MoneyGuruz Software Group is under no obligation to update or keep the information current.

Neither MoneyGuruz Software nor any of its affiliates, group companies, directors, employees, agents or representatives shall be liable for any damages whether direct, indirect, special or consequential including lost revenue or lost profits that may arise from or in connection with the use of the information. For data reference to any third party in this material no such party will assume any liability for the same.

MoneyGuruz Software reserves the right to change this privacy policy at any time by posting revisions on this Web page. Such changes will be effective upon posting.

Last Updated: May 24th , 2011

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Your feedback and suggestions are welcome. Please email us at sales@moneyguruz.com.